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What would be your financial conditions if being treated for breast cancer for five years?
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There are few things more alarming than battling cancer. One is not having the money for its treatment. Given the recent spike in incidence of cancer and its treatment costs, this could soon be a reality than mere speculation. At present breast cancer treatment in India costs almost 6 lakhs, while it was near about 1.5 lakhs 5 years ago. So you can imagine how things are going out of control.
That’s why you need insurances. While there are several players in the insurance market offering a variety of products to combat the costs, it is not easy zeroing in on a single product.
Screening plays a vital role in cancer treatment. If detected early, cancer treatment is not only effective, but the costs are lower too. You can also avail of the tax deduction of up to Rs 5,000 annually under Section 80D for such screenings (see Early screening, low cost).